FLOWS
One verified workflow, end to end

Insurance claims.
Resolved faster.
Compliant by design.

FLOWS connects policyholders, adjusters, and carriers in one verified workflow. The friction, re-verification, and manual coordination that slows every claim down? Gone.

Request a Demo →See How It Works
Claim in motionLive
PolicyholderFiles from the sceneAdjusterPre-verified fileCarrierAudit-ready proof

Faster claims, lower cost, fewer errors. No percentages to defend.

How It Works

Four steps. One verified workflow.

From the scene to settlement. Every action timestamped. Every party verified.

1

Profile information captured up front

Drivers enter their profile information in FLOWS, or we gather it via API from your servers, so it's ready before an accident happens.

Profile & API intake
2

Capture the claim at the source

Policyholder opens a claim from the scene. Mobile app, verified identity, photos and incident data in one submission.

Mobile App · iOS & Android
3

Route a pre-verified file

Adjuster receives a complete, pre-verified claim file. No re-verification. No manual data entry.

Adjuster Portal
4

Preserve audit-ready proof

Carrier gets an automated, timestamped audit trail that satisfies Florida Office of Insurance Regulation (OIR) examination requirements on every claim.

OIR examination requirements

The Product

One workflow. Two views.

Policyholders file and track from the mobile app. Adjusters and carriers work every claim in the portal, pre-verified, timestamped, and complete.

FLOWS mobile app home dashboard
FLOWS portal claims list
Explore the Platform →

For Insurance Carriers

Manage your claims with speed, transparency, and confidentiality.

Verified, at-the-scene data means you settle legitimate claims faster and catch claims that don't add up before they hit your loss ratio. Every deadline timestamped, every file adjustor ready.

See carrier solutions.

For Fleet Operators

Protect your fleet from fraudulent claims.

Timestamped photo and video evidence from the scene is your defense against predatory and inflated claims, the ones that quietly drive up your loss runs and your next renewal.

See fleet solutions.

Why FLOWS

Built for how claims work now.

Legacy claims tech was built for a paper-and-phone era. Here's where FLOWS pulls ahead.

FLOWS
Legacy claims platform
Claim cycle time
✓Nearly half the time
22.3-day industry average
Carrier integration & setup
✓Lightweight, connects to existing tools
Months-long rip-and-replace

Serving national and regional property & casualty (P&C) carriers, fleet operators, and captive managers across Florida.

National CarrierRegional CarrierFleet OperatorCaptive Manager

Request a Demo

See FLOWS on your claims.

Tell us a little about your operation and we'll walk you through the platform. Every request goes straight to our team, you'll hear back within 24 hours.

  • Live product walkthrough, mobile app + portal
  • Florida OIR compliance mapped to your workflow
  • No obligation, no sales pressure